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Interest Rates
Starting at 6.99% in 1st position
Starting at 9.99% in 2nd position
Loan to Value
Up to 80% LTV for Purchases
Up to 70% for Refinance
Loan Amounts
$100,000 – $6,500,000
Depending on loan amount and length of the term. Call for an exact pricing quote!
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Origination Fee
Starting at 1 pt for 1st position.
Starting at 2 pts for 2nd position.
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Loan Maturities
12, 18, 24, and 60 month terms available (extensions available)
Location
California Only
Types of Loans
Acquisition (Purchase)
Refinance
Cash Out
Lines of Credit
Types of Properties
Residential
Commercial
Owner-Occupied OK
Lien Position
1st, 2nd, and 3rd Mortgages
Time to Fund Loan
4-7 Business Days on Average
Who We Are
Private Money Los Angeles is a direct hard money lender in Los Angeles, NOT a broker. We provide fast mortgage loans simply based on the equity in your property
Over $1 Billion funded since 2001!
Over $250 Million+ loans under management
Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
How Quick and Easy is the Loan Process?
We evaluate the deal over the phone and immediately issue our letter of interest if we like the deal. Once the LOI is signed and returned in most cases we are at the subject property the very next day for our walk through. From there it’s just a matter of a few more days to produce loan docs, sign, fund and record. That’s it!
What is Hard Money?
Hard-money loans are mortgage loans that are offered by private individuals rather than financial institutions such as banks or credit unions. These individuals are known as “hard-money lenders.”
Why Would Anyone Need to Use Private Money?
Typically borrowers come to us because of 1 of 3 reasons:
Their credit score is too low for a bank program.
Their tax return doesn’t qualify them for a bank loan.
They need to close very quickly.
Call a Direct Lender for Wholesale Pricing Today
Available 24/7. Call, text, or e-mail your loan scenario for a fast response.
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